Free CapScore assessment — no documents, no hard credit check.Check your eligibility →
capmob
Sign inGet Started
Financial intelligence · UAE SMEs

Clarity
moves capital.

Banks judge you on five criteria — you only ever see one. We read all five, show you exactly where you stand, and match you to the right lenders in two working days.

40+lenders
AED 5M+funded
0docs upfront
2-dayresponse

Capmob is a funding intermediary — a broker, not a bank, lender or EMI. We compare and match; the lender makes the final credit decision.

Capbot · CapScore Analyst
Live
Reading 5 signals…
No personal data · 5 taps · ~10 seconds
ENEmirates NBDFABFirst Abu Dhabi BankADADCBDIBDubai Islamic BankMQMashreqADIBAbu Dhabi Islamic BankRAKRAKBANKCBDCommercial Bank of DubaiEIEmirates IslamicSIBSharjah Islamic BankENEmirates NBDFABFirst Abu Dhabi BankADADCBDIBDubai Islamic BankMQMashreqADIBAbu Dhabi Islamic BankRAKRAKBANKCBDCommercial Bank of DubaiEIEmirates IslamicSIBSharjah Islamic Bank
—  The real problem

You’re not unfundable.
You were talking to the wrong lender.

Banks weigh five criteria when they decide your loan. Most SMEs only ever see one — their AECB score. Capmob surfaces all five, so you know exactly where you stand before you apply.

5criteria decide
every SME loan
Revenue ConsistencyHidden from most

Lenders read 12–24 months of cashflow rhythm, not just your latest bank statement.

Sector Risk RatingHidden from most

Your industry carries an implicit risk score that quietly caps how much you can raise.

Overleveraging RatioHidden from most

Existing EMIs and trade liabilities are weighed against your revenue multiples.

Collateral StrengthHidden from most

What you can pledge — property, equipment, receivables — shifts both approval odds and pricing.

AECB ScoreVisible to borrowers

The one factor banks openly discuss — yet alone it tells less than half your story.

  AECB Score — the slice you see
How it works

One conversation.
We handle everything else.

CapScore Overview● LIVE
CapScore
84
high readiness
Top contributing factors
Revenue consistency82%
Trade history74%
Sector risk66%
AECB score58%
Leverage ratio45%
Approval trendTRENDING UP
Good morning,
Capbot is ready
1
Intake
01Business age3–5 years
02Monthly revenueAED 500k–1M
03SectorTrading / Import-Export
04Funding neededAED 2–3M
05Existing loansOne active
5 of 5 answered · no documents
Step 1 of 4
CapScore Overview● LIVE
CapScore
84
high readiness
Top contributing factors
Revenue consistency82%
Trade history74%
Sector risk66%
AECB score58%
Leverage ratio45%
Approval trendTRENDING UP
Good morning,
Capbot is ready
1
Intake
01Business age3–5 years
02Monthly revenueAED 500k–1M
03SectorTrading / Import-Export
04Funding neededAED 2–3M
05Existing loansOne active
5 of 5 answered · no documents
Step 1 of 4
Scroll to advance
—  What we structure

From day-to-day working capital to complex trade structures — across 40+ lender partners.

Business Loans
Term loans, working capital, overdrafts
Asset Finance
Equipment, property & asset-backed lending
Private Funding
Bridge loans, mezzanine & private credit
Trade Finance
LC & TR, SBLC, import/export facilities
Foreign Exchange
Forwards, spot conversions & FX facilities
Hover a side to browse · ← → keys
—  The system · three tools, one arc

Know. Match. Fund.

CapScore shows you the complete lender view of your business. CapReport turns it into a profile credit committees take seriously. Capbot carries both wherever you are. Flip through them on the right.

5
criteria read for you
1
clear report — free
0
fee until you're funded
CapScore
0
high readiness · all 5 criteria
S
Your CapScore
AECB + the hidden 4 · free
/ 100
✓ AECB in context✓ DSCR calculated✓ 90-day roadmap
Customer stories

Founders who found
their deal with us.

Real businesses, real terms negotiated. Here’s what working with Capmob felt like.

“

CapMob provided expert advice and simplified an otherwise tedious process. They negotiated the best rates for us and pointed us in the right direction for our financing needs. Results were quick and the whole project was handled efficiently — they matched our pace and met our needs.

Lito German
Ex-CEO / Managing Director, SandBox
“

Ritesh is a very sensible person, able to understand the needs of any individual in finance. After analysing our situation, his expertise guided us successfully in acquiring the funds required for Best of Latin Foodstuff Trading LLC. I'd recommend Ritesh to any company looking for an assertive finance advisor.

Catalina Onate
Global 200 Woman Power Leader 2024 · Entrepreneur
“

Ritesh has been able to deliver on the task set out, and we hope to see him successful in the future. We've sat with Ritesh directly — and it matters that he explains every aspect of the financing terms clearly to his clients.

Hamza Betraoui MRICS
Real Estate Expert · Proptech Enthusiast
Clarity moves capital.

Free CapScore assessment. No documents. No hard credit check. Results in 2 working days.

Check my eligibility — it’s free→

We use cookies for analytics and live chat support. See our Privacy Policy.