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—  About Capmob

We don’t just find you a loan. We show you where you stand.

Capmob is a financial copilot for UAE SMEs — built to give you clarity before you commit, intelligence before you apply, and access to the lenders who actually fit your profile.

N
—  What we stand for

Three principles.
One mission.

These aren’t values on a wall. They’re the reason every feature we build exists.

01

Clarity

Most SMEs are rejected without explanation. We change that — you get a full breakdown of every criterion lenders score you on, before you apply anywhere.

02

Intelligence

We score your business on all 5 criteria — not just AECB. Revenue consistency, sector risk, leverage ratio, and trade history all factor in. So should your lender match.

03

Access

40+ lender partners means the right fit almost always exists. We surface who that is for your specific profile — and we handle the relationship from intro to funding.

—  How we work

The copilot
model.

A financial copilot doesn’t just find a route — it explains the terrain, flags the risks, and stays with you through landing.

OUR PHILOSOPHY

Every broker promises speed. Every aggregator shows you rates. We do something different: we show you why lenders say yes or no — before you apply. That clarity is what gets deals done.

01

Financial intelligence first

Before a single lender sees your name, we build your complete financial picture — CapScore across all 5 criteria. You get a breakdown most businesses never see about themselves.

02

Precision matching, not mass-application

We don’t blast your application to every lender and hope. We identify the 3–5 lenders whose specific appetite matches your exact profile, sector, and facility need.

03

Advisor-led, not just algorithm-driven

Our advisors review every match, prep your file, and manage the lender relationship. The AI surfaces the insight; the humans make the deal happen.

04

Transparent through to closing

You see every offer, every term, every condition — before you commit to anything. No hidden fees, no pressure. We earn only when you get funded.

—  Who we serve

Where are you
in the journey?

Capmob works for UAE SMEs at every stage. Different profiles, different lender needs — we map the right fit for each.

Growth stage

Growing faster than your bank can keep up

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Revenue is climbing but your bank won’t increase your limit. We find lenders who score growth trajectory, not just last year’s balance sheet.

Typical facility
Working capital · Revenue-based lending
Challenged credit

Cheque bounces or bad AECB — you’re still viable

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One bad period doesn’t define your business. We structure your story for specialist lenders who understand the full picture — not just the AECB number.

Typical facility
Specialist FinTech lending · Asset-backed
Trade & import/export

Complex trade flows that banks don’t understand

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Invoice cycles, LC requirements, multi-currency needs. Our specialist trade finance partners speak your language — and structure around your cash flow.

Typical facility
LC · TR · Invoice discounting · SBLC
—  The company

Built in Dubai,
for the UAE market.

Founded in 2020 on one observation: UAE SMEs were rejected without explanation, mismatched with lenders, and let down by brokers. Capmob built the platform to fix that — one that works for the borrower, not against them.

2020
FOUNDED
Dubai, UAE
HQ
—  What we believe
SMEs deserve the same clarity as corporates
Rejection without explanation is a failure of the system
The right lender exists for almost every viable business
We earn when you get funded — nothing before
Clarity moves capital

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